Starting a Social Security Disability Insurance (SSDI) claim in Massachusetts is the first step toward getting financial support if your medical condition prevents you from working. The process can feel overwhelming, but knowing the steps to take and what to expect makes it easier to get started.
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Step 1: Understand SSDI Eligibility
Before applying, you need to meet the Social Security Administration’s (SSA) requirements:
- You must have a qualifying disability that prevents you from substantial gainful activity (SGA).
- Your condition must be expected to last at least 12 months or result in death.
- You must have earned enough work credits through your previous employment and contributions to Social Security.
Step 2: Gather Required Information
Having complete documentation ready will make the process smoother. Key information includes:
- Personal information – Social Security number, birth certificate, contact details.
- Work history – Jobs held in the last 15 years, descriptions of duties, and earnings.
- Medical records – Doctor visits, test results, treatments, and hospitalizations.
- Income details – Any other benefits or payments you are receiving.
Step 3: File Your Application
You can start your SSDI claim in Massachusetts in three ways:
- Online at the Social Security Administration’s website.
- By phone by calling the SSA’s toll-free number.
- In person at your local Social Security office in Massachusetts.
Step 4: The Review Process
Once submitted, your application goes through several stages:
- The SSA reviews your work history and earnings.
- Disability Determination Services (DDS) in Massachusetts evaluates your medical evidence.
- If more information is needed, you may be scheduled for a consultative exam.
This review can take several months, depending on your case.
Step 5: What Happens After Filing
- Approval – You begin receiving monthly SSDI payments and may become eligible for Medicare after 24 months.
- Denial – You have the right to appeal through reconsideration, hearings, and further review.
Why Many First Claims Are Denied
Many applicants in Massachusetts face denial because of:
- Incomplete medical evidence.
- Errors in paperwork.
- Failure to demonstrate how the condition prevents work.
This is why preparing thoroughly—or having professional guidance—is important.
How Hogan Smith Can Help
At Hogan Smith, we guide Massachusetts residents through every step of the SSDI claim process. Our team can:
- Explain the requirements clearly before you file.
- Help gather and organize your medical and work history documentation.
- File your SSDI application correctly and on time.
- Communicate with the SSA on your behalf.
- Prepare you for next steps if your claim is delayed or denied.
Contact Hogan Smith Today
Don’t let the SSDI process in Massachusetts overwhelm you. Starting your claim the right way increases your chances of success. Call Hogan Smith today for a free consultation and let us help you begin your SSDI application with confidence.
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