Who Qualifies as Family Members and Dependents?

Eligible family members in Massachusetts may include:

• Spouses, including divorced spouses under certain conditions.
• Children under 18, or up to 19 if attending high school full time.
• Disabled adult children who became disabled before age 22.

Types of Benefits Available to Dependents

Dependents may receive:

• Monthly cash payments based on the worker's SSDI earnings record.
• Survivor benefits in cases where the disabled worker passes away.
• Benefits continuation for disabled dependents needing long-term support.

Impact on Family Income

SSDI can:

• Supplement family income to help cover living expenses.
• Reduce financial stress related to disability and lost wages.
• Provide stability for dependents’ education and healthcare needs.

Application and Eligibility Considerations

Families should note that:

• Proper documentation of disability status is required.
• Proof of family relationship must be submitted.
• Some benefits require meet income and resource limits.

Common Challenges for Families

These may include:

• Delays in benefit approval affecting timely support.
• Confusion over who qualifies as a dependent.
• Navigating SSA rules and reporting requirements.