Step 1: Initial Application Filed with the SSA

Your process begins by:

• Submitting a detailed disability claim to the SSA through online, phone, or in-person options.
• Providing your medical history and documentation supporting your disability.
• Ensuring you include work history information for SSA’s evaluation.

Step 2: Review by Disability Determination Services (DDS)

In Massachusetts, DDS will:

• Analyze medical records from your healthcare providers to confirm the severity of your condition.
• Request additional clinical exams or tests if necessary for a complete evaluation.
• Assess whether your condition meets the SSA’s official disability listings.

Step 3: Determining Residual Functional Capacity (RFC)

SSA and DDS consider:

• Your remaining ability to perform physical and mental tasks despite disability.
• Evaluations from doctors and specialists describing functional limitations.
• Whether you can perform previous work or adjust to other types of employment.

Step 4: Initial Decision and Possible Appeal

After review:

• The SSA issues an initial decision to approve or deny your claim.
• If denied, you have the right to request reconsideration or file an appeal.
• Timely responses and additional evidence improve chances during appeal stages.

Step 5: Final Approval and Benefit Award

Once approved:

• Receive monthly SSDI benefits based on your earnings record and disability onset date.
• Potential back pay may be calculated for the period of disability.
• Continue to meet SSA requirements to maintain eligibility.